Modstrøm Danmark A/S – CVR-nummer: 33884788

Jag ger samtycke till att Modstrøm får kontakta mig via e-post, telefon och SMS med nyheter, goda råd och erbjudanden inom telefoni och internet.

Du kan när som helst återkalla ditt samtycke hos Modstrøm här: https://www.modstroem.dk/diverse/blacklist/

Läs integritetspolicy från Modstrøm här: https://www.modstroem.dk/diverse/persondatapolitik/

Lendba on verkkopalvelu, jonka omistaa ja hallinnoi B2B Prospect LTD.

B2B Prospect LTD sitoutuu suojelemaan käyttäjien henkilötietoja verkkosivustollamme www.lendba.fi EU:n tietosuoja-asetuksen (GDPR) ja muun sovellettavan lainsäädännön mukaisesti.

1. Keräämämme tiedot ja yleiset tietolähteet

Keräämme henkilötietoja käyttäjistä heidän verkkosivuston käytön kautta, esimerkiksi rekisteröitymisen yhteydessä, asiakaspalvelun yhteydenoton yhteydessä sekä suoraan käyttäjiltä muilla tavoilla.

Voimme kerätä esimerkiksi seuraavia tietoja:

• Yhteystiedot, kuten nimi, osoite, toimitusosoite (jos eri kuin postiosoite), puhelinnumero ja sähköpostiosoite
• Rekisteröintitiedot, kuten käyttäjätunnus, salasana tai muu mahdollinen tunniste
• Syntymäaika, sukupuoli
• Käyttäjän antamat profiili- ja kiinnostustiedot
• Tiedot suostumuksesta tai suoramarkkinoinnista kieltäytymisestä
• Muu mahdollinen käyttäjän suostumuksella kerätty tieto

2. Henkilötiedot

Kun rekisteröidyt verkkosivustollemme, pyydämme sinua antamaan henkilö- ja tulotietosi sekä muut lainahakemuksen käsittelyyn tarvittavat tiedot.

Jaamme vastaanottamamme tiedot luotonantajiemme kanssa.

Lendban käytön yhteydessä olet antanut seuraavat henkilötiedot:

• Nimesi
• Osoitteesi
• Sähköpostiosoitteesi
• Puhelinnumerosi
• Henkilötunnus

Käsittelemme näitä henkilötietoja voidaksemme käsitellä pyyntösi ja varmistaa, että saat asiaankuuluvia tarjouksia lainoista, vakuutuksista ja muista tuotteista. Tämä on tarpeen sopimusvelvoitteemme täyttämiseksi tarjousten hankkimisesta asiaankuuluvilta palveluntarjoajilta.

3. Henkilötietojen käsittely – suostumus

Jos olet suostunut vastaanottamaan uutiskirjeitä, lähetämme tietoja, tarjouksia ja asiaankuuluvia uutisia, kunnes et enää halua sitä. Voit peruuttaa suostumuksesi milloin tahansa sähköpostiviestien peruutuslinkistä tai ottamalla meihin yhteyttä osoitteessa [email protected].

4. Oikeutesi

Sinulla on oikeus saada tietosi yleisesti käytetyssä muodossa (tietojen siirrettävyys).

Jos et enää halua meidän käsittelevän henkilötietojasi, tai jos haluat rajoittaa käsittelyä, voit lähettää pyynnön osoitteeseen [email protected].

5. Yhteystiedot

Keräämistämme tiedoista vastaava rekisterinpitäjä on:

B2B Prospect LTD
Yhteyshenkilö: Maria Johansson
Sähköposti: [email protected]
Osoite: 128 City Road, London, England, EC1V 2NX

Behandling av personuppgifter

Denna webbplats ägs och drivs av B2B PROSPECT LTD, ett företag registrerat i England och Wales med registreringsnummer 15923758.

Vår registrerade adress är: 128 City Road, London, England, EC1V 2NX.

I henhold til gældende databeskyttelseslovgivning (herunder UK GDPR) er B2B PROSPECT LTD dataansvarlig for de personoplysninger, der indsamles via denne hjemmeside.

I forbindelse med din brug af Tjek & Spar har du indtastet en række personoplysninger, herunder særligt:

• Dit navn
• Din adresse
• Din e-mailadresse
• Dit telefonnummer

Disse personoplysninger behandler vi for at kunne ekspedere din forespørgsel og sikre, at du modtager relevante tilbud på forsikringer, lån og andre finansielle produkter. Det er nødvendigt for at opfylde vores del af aftalen om at indhente tilbud til dig fra relevante udbydere.

Der bliver automatisk oprettet en bruger til dig, når din forespørgsel genereres, så du altid kan administrere og slette dine oplysninger, når du ønsker det.

Dine oplysninger vil kun blive videregivet til de relevante samarbejdspartnere (forsikringsselskaber, lånudbydere eller finansielle institutioner), der skal give dig tilbud. Disse parter har brug for oplysningerne for at kunne udarbejde personlige og skræddersyede tilbud til dig.

Behandling af personoplysninger – samtykke

Hvis du har givet samtykke til at modtage nyhedsbreve, sender vi dig information, tilbud og relevante nyheder, indtil du ikke længere ønsker at modtage dem. Du kan til enhver tid trække dit samtykke tilbage ved at bruge afmeldingslinket i vores e-mails eller ved at kontakte os på [email protected].

Du kan også anmode om at få slettet din bruger og de oplysninger, vi har om dig, ved at sende en e-mail til [email protected].

Datasikkerhed

Vi behandler altid dine personoplysninger sikkert og fortroligt i overensstemmelse med gældende lovgivning, herunder persondataforordningen (GDPR) og databeskyttelsesloven.

Dine oplysninger anvendes udelukkende til det formål, de er indsamlet til, og vil blive slettet, når dette formål er opfyldt eller ikke længere relevant.

Vi anvender sikre systemer og tredjeparter til håndtering af dine persondata. Vi har indgået databehandleraftaler med vores samarbejdspartnere, hvilket sikrer, at dine oplysninger behandles i overensstemmelse med de gældende regler for beskyttelse af persondata.

Oplysning, indsigt, ændring, dataportabilitet og sletning

Du kan til enhver tid logge ind på din brugerprofil og se, hvilke oplysninger vi har registreret om dig. Hvis du ønsker at rette eventuelle fejl i dine oplysninger, har du ret til at få dem opdateret.

Derudover har du ret til at få udleveret dine oplysninger i et almindeligt format (dataportabilitet).

Hvis du ikke længere ønsker, at vi behandler dine personoplysninger, eller ønsker at vi begrænser behandlingen af dine oplysninger, kan du sende en anmodning herom til [email protected]. Alternativt kan du selv logge ind på din bruger og redigere eller slette dine oplysninger.

Hvis der ikke har været aktivitet på din bruger i 12 måneder, vil vi sende dig en påmindelsesmail med mulighed for at slette eller bevare din profil.

Hvis du har givet samtykke til at modtage e-mails, kan du til enhver tid trække det tilbage ved at klikke på afmeldingslinket i vores nyhedsbreve.

Ejeroplysninger

B2B Prospect, [email protected]

Hvis du har spørgsmål til vores behandling af dine personoplysninger, er du altid velkommen til at kontakte os.

Lendba is a web service owned and operated by B2B Prospect LTD.

B2B Prospect LTD is committed to protecting the personal data of users on our website www.lendba.co.za, in accordance with applicable data protection laws.

The purpose of this Privacy Policy ("Privacy Policy") is to describe the types of information we normally collect from users of our website ("Users", "you"), how we use this information, and to what extent we disclose it to third parties.

This Privacy Policy also explains our guidelines for cookies and third-party websites.

Please read this Privacy Policy carefully. By using the website, you agree that we may process your personal data in accordance with this Privacy Policy.

1. Information We Collect and Common Sources of Information

We collect personal data about Users through their use of the website—for example when registering on the website, when contacting customer support, or when Users otherwise provide information directly.

Using cookies and other technologies described below, we may also collect information about how Users interact with the website and our services.

The personal data we collect in connection with the use of the website is important for the purpose of processing.

We may collect, for example, the following information:

Contact details such as name, address, delivery address (if different), phone number, and email address
Registration details such as username, password or other IDs
Date of birth, gender
Profile and interest information provided by the User
Information about consent or opt-out from direct marketing
Any additional information collected with the User's consent

If you use a third-party service outside the website to register and/or log in, available personal data may be collected from that service according to its terms and privacy policy (e.g., username and email address).

2. Personal Data

When you register on our website, we ask you to provide your personal and financial information, as well as other relevant details needed to process a loan comparison request.

We share the data we receive with our lending partners.

In connection with your use of Lendba, you have provided the following personal data:

Your name
Your address
Your email address
Your phone number
Identification or other financial details (where applicable)

We process this information to handle your request and ensure you receive relevant offers for loans, insurance, or other products. This is necessary in order to fulfil our part of the agreement to collect offers from relevant service providers.

A user profile is automatically created for you when your request is submitted, so you can manage or delete your information at any time.

Your information is only shared with relevant partners (e.g., banks, lenders, or insurance companies) that require the details to provide personalised offers.

Loan comparison partners

Our service collaborates with partners such as MyLoan.co.za / Avica Group to provide loan comparison services. As part of this process, we may share certain personal information with these partners in order to generate offers.

Each partner acts as an independent data controller and processes information according to its own privacy policy.

Links to their privacy policies:
– MyLoan.co.za / Avica Group: https://myloan.co.za/privacy-policy

Processing Personal Data – Consent

If you have consented to receive newsletters, we will send you information, offers, and relevant updates until you choose to unsubscribe. You may withdraw your consent at any time via the unsubscribe link in our emails or by contacting us at [email protected].

You may also request deletion of your user profile and all data we have stored about you by contacting the same email address.

Data Security

We always process your personal data securely and confidentially in accordance with applicable laws.

Your information is used only for the purposes for which it was collected and is deleted when no longer needed.

We use secure systems and third-party providers for data management. Data processing agreements ensure your information is handled properly and safely.

Right of Access, Correction, Data Portability, and Deletion

You have the right to receive your data in a commonly used format (data portability).

If you no longer want us to process your personal data, or if you want to restrict processing, you may send a request to [email protected].

If there is no activity on your user profile for 12 months, we will send a reminder giving you the option to delete or keep your profile.

If you have consented to email communication, you may withdraw your consent at any time.

We may also process your personal data for the following purposes:

Communication related to the website and our services
Customer relationship management
Improvement, development, and protection of the website
Website customisation and targeted advertising
Analytics and statistics
Market research and electronic direct marketing
Preventing and investigating misuse
Protecting rights or property related to the website
Other corresponding purposes

3. Cookies

The website uses cookies.

We collect information from User devices using cookies and similar technologies.

A cookie is typically a small text file stored on your device to identify and recognise you. Cookies allow us to analyse visits, measure traffic, and improve usability.

Examples of collected information:

IP address
Time of visit
Pages visited and duration
Browser type and operating system
Referring and exiting URLs
Domain name

The website may also contain third-party cookies (e.g., analytics and tracking services).

Third-Party Cookies

We also use cookies to display targeted advertising on third-party websites.

Collected data may be used to show relevant ads based on previous online behaviour.

We and our partners may also collect data on the effectiveness of ads—for example:

Number of times an ad is shown
Whether an ad was opened
Whether an ad led to a purchase

Blocking Cookies

You may control cookie usage through your browser settings. If you block cookies, some website features may not function.

You may also block targeted advertising here: http://www.youronlinechoices.com

4. Disclosure of Information

We may disclose personal information in accordance with applicable laws and legitimate purposes.

For example, to:

Service providers involved in our website and services
Marketing partners
Authorities when required by law
Group companies, subsidiaries, or new owners during business transfers

Common service providers we use include:

Google
Facebook
Adform

5. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their content or privacy policies. We recommend that you read their terms carefully.

6. Protection of Personal Data

We use appropriate technical and organisational security measures to protect personal data from unauthorised access, loss, alteration, or misuse.

7. Your Rights

You have the right to access the data we have collected about you, correct inaccuracies, and object to processing related to direct marketing.

Requests can be sent to [email protected].

8. Changes to the Privacy Policy

We reserve the right to amend this Privacy Policy without prior notice. We recommend reviewing it regularly.

9. Contact Details

The data controller responsible for the information we collect is:

B2B Prospect LTD
Contact person: Ella Eriksson
Email: [email protected]
Address: 128 City Road, London, England, EC1V 2NX

These terms and conditions ("Terms") apply to your use of this website, which is owned and operated by:

B2B PROSPECT LTD, a company registered in England and Wales with company number 15923758.

Our registered address is:
128 City Road, London, United Kingdom, EC1V 2NX.

By using this website, you agree to these Terms. If you do not agree, you should not use the website.

1. General Terms

By using Lendba, you agree to the following terms.

The most important things to know are:

It is completely free to use Lendba.
It is 100% non-binding to request quotes.
We guarantee that you will not receive spam.

2. About Lendba

Lendba is a web-based service that connects users of the service ("the User") with our partners ("Service Providers"). The User can request quotes for loans, insurance, and other financial products from multiple Service Providers, who can then submit offers.

Lendba only acts as an intermediary and is not involved in the agreement later entered into between the User and the Service Provider. We do not guarantee how many or which offers the User may receive.

In connection with providing loan comparison services, our website collaborates with MyLoan.co.za / Avica Group. The use of these services is also subject to the respective partners' own terms, which you can find here:

– MyLoan.co.za / Avica Group: https://myloan.co.za/terms

3. Terms and Agreements

The User accepts these Terms by ticking the box "I have read and accept Lendba's terms" when submitting a quote request.

4. Submitting a Quote Request

To use Lendba, the User must be at least 18 years old. The User must provide their name, address, phone number, and email address. The User is responsible for ensuring the information is correct. A user profile is created automatically, where the information can be managed.

5. Data Protection

Personal data is handled confidentially in accordance with applicable legislation. The information is stored securely and shared only with relevant Service Providers. The User may at any time request access, correction, or deletion of their data by contacting [email protected].

6. Use of Data

The User agrees that their information may be forwarded to relevant Service Providers in order to receive offers. Service Providers may contact the User via email or phone in connection with providing quotes.

7. Cookies and Log Statistics

Lendba uses cookies to optimize the user experience. The User may delete cookies at any time via their web browser.

8. Commission and Compensation

Lendba receives commission from the Service Providers who provide quotes through the platform. This does not affect the offers the User receives.

Lendba.co.za participates in affiliate programs and may receive compensation for purchases made via links on the website. This compensation does not affect the price for you as a user. We only recommend products and services we consider useful, but we cannot guarantee their quality or suitability.

9. Disclaimer

Lendba is not responsible for the agreements the User enters into with Service Providers and cannot be held liable for any losses resulting from the use of our service.

Lendba.co.za does not guarantee the completeness, accuracy, or timeliness of the information on the website. We take no responsibility for direct or indirect damages or losses arising from the use of information or products presented on Lendba.co.za.

Lendba.co.za may contain links to external websites that we do not control. We are not responsible for the content of these websites or for damages that may occur from using them.

10. For Informational Purposes Only

The content on Lendba.co.za is intended solely for general information and demonstration. We do not provide financial advice, legal advice, or any other professional advice. Any decisions you make based on information from our site are made at your own risk.

11. Changes to the Terms

Lendba may change these Terms at any time. The User will be notified of significant changes via email or directly on the website.

12. Contact Information

Email: [email protected]

Velkommen – CVR-nummer: 33884788

Jeg accepterer at Velkommen kan kontakte mig vedrørende el og relaterede produkter. Ved deltagelse accepterer jeg at Velkommen må kontakte mig per e-mail, telefon eller SMS. Samtykket kan til en hver tid tilbagekaldes ved at sende en mail til – [email protected]

Velkommens persondatapolitik: https://velkommen.dk/persondata/